No More Harassing Phone Calls or Letters from Creditors
One of the greatest benefits of filing for bankruptcy that we hear from our clients is the end of creditor harassment. Prior to filing bankruptcy, many people are afraid to take a phone call or pick up the mail because there was a good chance that it might be from an overzealous creditor demanding payment or threatening legal action.
Under bankruptcy law, there is something called the automatic stay which forbids creditors from pursuing any additional collection activity once your bankruptcy petition has been filed. This includes phone calls, letters, foreclosure actions, repossessions and lawsuits. If they continue to attempt collection of the debt, they are essentially in violation of a court order.
Protecting Your Rights During Bankruptcy
Ensuring that creditors abide by the automatic stay is important for many reasons. Not only does it give you the freedom to focus on getting your financial affairs in order, it also allows the court to manage your bankruptcy proceeding without any interference. If any creditor refuses to obey the automatic stay, you may be able to file suit for damages.
At the Price Law Firm, we represent clients in all types of consumer bankruptcy matters, including Chapter 7 and Chapter 13. Once our firm begins representing you, we will handle all inquiries from creditors. If you have a creditor who continues to attempt collection after you have filed for bankruptcy, give them your lawyer's name and phone number. We will deal with them directly.
To learn more about your bankruptcy options, contact the Price Law Firm. From our offices in Altamonte Springs in the Orlando-Kissimmee metro area, we represent clients throughout central Florida. To schedule a free consultation with an attorney, call 407-792-3473 or contact us toll free at 866-381-9243.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
